Financial hygiene starts with a concrete understanding of where your money is coming from and where it is going. We’ll help you come up with tools to understand your cash flow, and help you create budgets to encourage a healthy savings habit. If you are in debt, we can help with strategies to consolidate and repay it.

Whether you plan on retiring early or late, planning for it is never easy. Let us help you come up with models for saving and investing before you retire, and then help you put your hard earned money to work while you retire in peace. We believe retirement is a means to an end, not an end in itself!

Be it traditional stocks and bonds, real estate, or alternative investment vehicles like private placements (private equity & debt, venture capital, hedge funds) and digital assets, we have the expertise to evaluate and recommend appropriate investments for your portfolio, based on your goals and risk tolerance.

We understand that navigating and optimizing your employee benefits can seem daunting. We provide comprehensive advice on all types of stock compensation (ESPP, NSO, ISO, and RSU) and retirement plans, so that you can take full adavantage of your employee benefits.

Our finances affect all aspects of our life, including the most fundamental one - our happiness. Whether you are considering changing careers, going part time, or taking a break from work, let us help you assess and plan your move with regards to your finances.

The right type and level of protection for your hard earned assets is an integral part of financial planning. We’ll review your current coverage, your exposure to risk, and recommend appropriate structures and mitigation strategies for robust coverage and protection.

We estimate future college costs and provide tax-efficient saving strategies and investment recommendations to meet those costs. Financial aid for students entering college is a specialized field and is not one of our core competencies.

It’s never too late or never too early have an estate plan in place. We can work with your attorney, if you have one, or we can recommend one to get you started. Together with your attorney we review your titling and beneficiary designations, and work on tax minimization strategies for large estates.

After reviewing your tax returns and sources of income, we propose strategies to minimize your tax liability. This includes maximizing contributions to tax-deferred accounts, tax efficient fund placement, charitable donations, tax loss harvesting and strategies for stock options.